Goldsworthy Blog Archives - Goldsworthy FP

Pre Retirement: Planning with Peace of Mind

As retirement draws closer, it’s natural to want balance — less stress, more freedom, and confidence that your finances will support the life you’ve worked hard for.

In Peace of Mind Before Retirement: Louise’s Story, we follow one woman’s journey to align her goals — becoming debt-free, boosting her super, and helping her children — without sacrificing her own financial security.

Through smart pre-retirement planning and tailored advice, Louise discovered that with the right strategy, you really can have it all — a comfortable lifestyle today, and peace of mind for tomorrow.

29th October 2025

Downsizing The Family Home: A Success Story

For many retirees, downsizing isn’t about giving up — it’s about gaining freedom, simplicity, and financial clarity.

In A Smart Move: Navigating the Downsizing Journey, we share how one couple in their late 60s turned a complex transition into a confident new chapter. With expert guidance, they streamlined years of financial clutter, moved $1.32 million into super, eliminated unnecessary tax, and secured a sustainable income stream for the years ahead.

From property settlements to Centrelink strategy, this story shows how downsizing — when done right — can be both a fresh start and a financial win.

28th August 2025

Tiny Home Living, Big Life Impact

Big isn’t always better. In fact, it rarely is. Sometimes the solutions to life’s BIG problems are actually really quite small…tiny in fact. Tiny Home Living is starting to trend for a reason…because it’s a throw back to the roots from which we’ve come. And we love to make what is old, cool again.

20th March 2025

Health Care Cards: Understanding what’s available

Life can be busy and complex for the ‘sandwich generation’ who find themselves stuck between caring for grandchildren and ageing parents. Most people are unprepared for aged care. Let’s face it, no-one wants to get old – but if we are lucky, we will. It’s normal to feel worried about your ageing parents.

20th February 2025

From Analysis Paralysis to Financial Clarity

When life is a blur of work, school runs and rising costs, family finances can slip into analysis paralysis.

In Goodbye Analysis Paralysis: A Young Family’s Roadmap, we follow a late-30s couple who turned confusion into clarity — updating insurance, dialling up growth in super, and kick-starting simple investments for their kids. With a clear plan and ongoing support, they swapped stress for direction and momentum.

20th November 2024

Worried about ageing parents?

hey might not sparkle, but Health Care and Concession Cards can be your quiet money-saving heroes.

In Making Cents of Concession Cards, we unpack how these little pieces of plastic can unlock discounts on prescriptions, health services, and everyday bills — long before you hit retirement age. From single parents to self-funded retirees, we show how the right card can make a real difference to your budget (and your peace of mind).

17th October 2024

Navigating Aged Care Costs: A Financial Strategy for Peace of Mind

The biggest challenge the client faced was understanding the intricate fee structure associated with aged care. With fees such as the Refundable Accommodation Deposit (RAD), Daily Accommodation Payment (DAP), and other costs like Means Tested Fees and Additional Services Fees, the financial landscape was complex.

18th September 2024